Make smarter decisions faster with verified financial data.

Bank-verified income and affordability, delivered inside your onboarding journey. No statement uploads.

Bank consent for this market

Trusted by

  • Saudi National Bank
  • Riyad Bank
  • Alinma Bank
  • Saudi Awwal Bank
  • Arab National Bank
  • Banque Saudi Fransi
  • The Saudi Investment Bank
  • Gulf International Bank
  • meem
  • American Express
  • STC Bank
  • The Saudi Investment Bank
  • Gulf International Bank
  • meem
  • American Express
  • STC Bank

Replace the statement upload with the bank itself

Manual PDF review adds days and cost to every application and breaks the onboarding flow. Verified data removes the step.

Verify income without documents

Salary detection and verified income come straight from the customer’s bank, not from a PDF.

Assess affordability in the journey

Expenses, recurring payments and debt obligations arrive ready for your decision engine.

Keep the customer in the flow

Bank selection and consent happen inside your onboarding, so applications do not stall.

Open banking infrastructure in production across Saudi Arabia, Bahrain and the UAE.

0b+

API calls across the GCC

Bank-verified data, with the customer’s consent

  1. 1The customer picks their bank, inside your app or web journey.
  2. 2They consent with the bank. Authentication stays with the bank, and credentials are never shared with you or Tarabut.
  3. 3Verified accounts, balances and transactions are passed through, direct from source.

Sharing request

Share your account information

Account and balance detailsTransaction history, up to 12 monthsAccount holder name
Approve

You can withdraw access at any time.

From transactions to a decision

  1. Income, verified. Salary detection and verified income from the account data.
  2. Affordability, structured. Expenses, recurring payments, debt obligations and balance in one response.
  3. Decide in your own engine. Feed the insights into your credit policy or underwriting model.

Returned signals

Verified
  • Verified incomeSalary detection
  • AffordabilityIncome vs expenses
  • Recurring paymentsRent, telecom
  • Debt obligationsInstalments
  • Account balanceCurrent

Prefer raw data? Ingest accounts, balances and transactions directly from Connect and run your own models.

Your questions, answered

Reach out if we missed yours.

Compress the time and cost of every decision

Start with verified data in Saudi Arabia.

Tarabut is licensed for open banking in Saudi Arabia. Account data is accessed only with the customer’s explicit consent, and only within the scope and duration of that consent.