Verify account ownership before money moves.

Match an IBAN to a National ID or Commercial Registration in real time, across SAMA-licensed banks in Saudi Arabia. No consent journey, no IBAN certificates.

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POST/accountverification/v1/verify

Request

{
  "iban": "SA65 3040 0108 0710 5917 0014",
  "identifier": "1098184854"
}

Response

200
{
  "status": "verified",
  "bank": "SAMA-licensed bank",
  "idType": "NIN"
}

Sandbox example values.

Trusted by

  • Rasan
  • Tameeni
  • Tree
  • Hakbah
  • Riyad Capital
  • SAB Invest

Compress the time and cost of every disbursement.

Payouts land the first time

Confirm the IBAN belongs to the payee before you send, so refunds, claims and salaries stop bouncing.

Onboarding without documents

Two fields replace the IBAN certificate upload and the manual review queue behind it.

Compliance built into the flow

Meets the Saudi Insurance Authority requirement to verify a customer’s IBAN before any disbursement.

Built for the volume that payouts run at.

0M+

accounts verified across the GCC

0

Saudi banks connected via Sarie, retail and corporate

0

request fields: IBAN and National ID or CR

0

open banking consents required from the customer

One call. One answer.

  1. 1Inside your own UI, the customer enters their IBAN and their ID: National ID for individuals, Commercial Registration for businesses.
  2. 2Tarabut checks ownership at the bank over a secure API connection through Sarie. No bank login, no consent screen.
  3. 3You get a verified or not-verified result, and act on it programmatically: release the payout, activate the account, or route to review.
  1. Your appIBAN + ID
  2. Tarabutvia Sarie
  3. Bank recordOwnership checked
Verified

Release payout

Not verified

Hold and review

Real-time response. The customer never leaves your product.

Replace the certificate queue.

  1. Today the customer fetches a certificate, uploads it, and operations checks it by eye.
  2. Mismatches surface late, as reversals and fees.
  3. With Account Verification, ownership is confirmed at the bank before the payment leaves.

Manual verification today

Days
  1. 1Customer downloads an IBAN certificate from their bank
  2. 2Uploads it, often in the wrong format or for the wrong account
  3. 3Operations reviews name, IBAN and ID by eye
  4. 4Payment sent; mismatches come back as reversals and fees

With Account Verification

Real time
  1. 1Customer types IBAN and National ID or CR
  2. 2Ownership confirmed at the bank
  3. 3Payment released to a verified account

No document, no review queue, no reversal.

Put it wherever money leaves your business.

In production for

Disbursements

Verify the beneficiary at the moment they add an account.

Employee onboarding

Confirm salary accounts on day one, not on the first failed run.

Claims

Check the claimant’s IBAN before settlement, as the Insurance Authority requires.

Seller onboarding

Verify a seller’s CR against their business IBAN before the first settlement.

Refunds

Refund to an account you know belongs to the customer.

Your questions, answered

Reach out if we missed yours.

Stop paying for failed payments.

Add IBAN verification to your payout, payroll or claims flow.

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Tarabut Gateway W.L.L. is regulated by the Central Bank of Bahrain as an Account Information Service Provider and Payment Initiation Service Provider (AISP / PISP). Tarabut Gateway for Information Technology (LLC) is permitted by the Saudi Central Bank to test its innovative services under the Regulatory Sandbox environment.